A lot of Canadian citizens ponder if private health insurance Toronto makes sense for their lifestyle. A good question to consider is can you afford private health insurance Toronto when you are already covered under the free public insurance policy, and does getting it offer any other added perks over the latter? We’ll explore these facets and more to better help answer these questions.
Private Doctor Network
With a private health insurance Toronto policy in place, you can enjoy a network of private doctors and specialists that you would not have access to otherwise without private health insurance Toronto. These doctors have more experience than some public health care sector doctors, and they feature private sector practices, too.
No Waiting Periods
You won’t have to go through the standard waiting period to see certain doctors and specialists when you have private health insurance Toronto. That’s because the private doctors are not backed up addressing public healthcare needs. The private doctors also service fewer patients and can offer shorter waiting times as a result.
Covers More Treatment Options
You have a few more treatment options with private health insurance Toronto. Since public healthcare will generally provide you with treatment but the lesser cost of treatment, in some cases it makes sense to consider health insurance Toronto. Furthermore, you are also covered in the event that you require healthcare when you are traveling abroad, which makes it even more lucrative to consider taking out a private health insurance Toronto policy.
Who Needs Private Health Insurance?
While Canada is touted for its fabulous public healthcare policy and system, some people may benefit more from holding a private health insurance Toronto policy. Those who have specialty conditions or rare disorders may not be able to see the most qualified specialist to treat their condition otherwise. Or they may be subjected to lengthy and arduous waiting periods that are disadvantageous to the patient.
Summation:
- You don’t need health insurance Toronto; you are covered under public policy.
- There are longer waiting lists for those who see public doctors than for those who seek private doctors.
- Private health insurance may give you more options.
- You are covered when traveling abroad with private health insurance Toronto.